[DISCUSSION] MIP-34: Strategic Credit Facility for Aave DAO (rsETH Exploit)

Author: Mantle Core Contributor Team
Status: Draft / Pre-MIP Discussion
Target: Mantle Treasury

This is a draft for discussion purposes, not a formal vote.


1. Executive Summary

The proposal authorizes Mantle Treasury to lend up to 30,000 ETH to Aave DAO to address the bad debt resulting from the rsETH bridge exploit on April 18, 2026. The loan will be used exclusively for the purpose of remediating the impact of rsETH incident on Aave V3. In return, Mantle Treasury will receive a yield with terms structured to align incentives and generate a positive risk-adjusted return on unallocated treasury assets.

2. Background & Rationale

2.1 The rsETH Incident

On April 18, 2026, a security breach targeting Kelp DAO’s rsETH token bridge resulted in the unauthorized minting of 116,500 rsETH (approximately $292M at the time of exploit). The attacker exploited a configuration vulnerability in Kelp’s LayerZero bridge setup—specifically, a 1-of-1 DVN (Decentralized Verifier Network) that allowed a single verifier to approve cross-chain messages without proper validation.

The attacker then deposited 89,567 rsETH of the stolen, unbacked tokens as collateral on Aave V3 and borrowed legitimate assets (WETH, wstETH, and stablecoins) valued at approximately $190M.

According to the LlamaRisk report published following the incident, the potential bad debt to Aave is estimated between $123.7M and $230.1M, depending on how losses are socialized across the protocol. Aave DAO service providers are currently leading an effort with ecosystem participants to address this shortfall and have already secured “several indicative commitments from various parties.”

2.2 Alignment with Mantle Strategic Objectives

This proposal advances three core objectives identified in Mantle governance documents :

  1. Generate yield on treasury assets: the loan will authorize Mantle Economics Committee to convert idle capital to a yield-generating credit asset

  2. Strengthen ecosystem partnerships: it would position Mantle as a preferred liquidity partner for Aave, accelerating Aave deployment on Mantle Network

  3. Enhance token holder value: Interest proceeds directed to the treasury for MNT burns or ecosystem funding

3. Proposal Details

3.1 Loan Structure

The loan shall be governed by the following binding parameters:

  • Principal Amount: < 30,000 ETH
  • Borrower: Aave DAO (via Aave Labs or designated entity)
  • Interest Rate: LIDO +1% APR, or other terms as negotiated and finalized by the execution team
  • Maturity Date: up to 36 months
  • Early Repayment: Permitted without penalty at Borrower’s discretion

3.2 Use of Proceeds

Proceeds shall be used exclusively for the purpose of addressing the impact of the rsETH incident on Aave V3.

3.3 Risk Mitigation Framework

Consistent with guidance outlined in Mantle governance documents, the following protections shall apply:

  1. Collateralization: All ETHs under the loan shall be distributed to a multisig wallet designated by Mantle over which Mantle has a first priority lien and security interest. Aave will also allocate an additional amount including 5% of Aave protocol revenue and Aave tokens with no less than $11 million fair market value to the designated wallet or to a multisig SAFE as collateral for the loan. Mantle shall hold a key to the wallet or SAFE.

  2. Customary events of default: The loan is immediately due and payable if there is an event of default, including failure to pay, insolvency of the borrower, breach of the terms of the loan etc.

  3. Other protection mechanism: Mantle will be delegated 130,000 Aave tokens to participate in the governance and voting of Aave community.

4. Benefits to Mantle Community

4.1 Financial Return

Converts a portion of unallocated treasury assets (currently earning baseline yield) to a fixed-income instrument with premium crisis-era pricing. The interest generated may be directed to future MNT burn initiatives or ecosystem development.

4.2 Strategic Positioning

Establishes Mantle as a first-response liquidity provider for major DeFi protocols during stress events. This reputation enhances Mantle Network’s value proposition for institutional partners and prospective deployers.

4.3 Ecosystem Growth

Accelerates Aave’s native deployment on Mantle Network, driving TVL and user activity to Mantle L2. Aave’s presence serves as an anchor protocol for the broader Mantle DeFi ecosystem.

4.4 Community Confidence

Demonstrates active treasury management and a proactive stance on industry resilience, reinforcing token holder confidence in Mantle’s long-term stewardship.

5. Call to Action

The Mantle community is requested to:

  1. Discuss the risk-return profile of this loan in the forum thread below
  2. Provide feedback on proposed terms, particularly interest rate and duration parameters
  3. Signal support via forum poll to advance to formal Snapshot vote

We turn a moment of crisis for others into a strategic financial and partnership victory for Mantle.


This proposal is submitted for Pre-MIP discussion. Terms remain subject to modification based on community feedback prior to formal Snapshot vote.

A 3 year Lido+1% loan with under-collateral is a bad deal for investment. Saving the Mantle users is good, but Aave needs to use their money. We pay Aave to come here, they collect revenue, blow up the market, then ask for more?

DeFi United, but Aave just talks about everyone else paying not them.

Can the team provide a quantitative breakdown of the expected interest income from this facility?

Specifically:

  1. What percentage of the interest income is intended for MNT buyback and burn vs ecosystem funding?

  2. Based on current Aave revenue levels, what is the estimated annual income Mantle would receive?

  3. Under reasonable assumptions, how much MNT could be bought back and burned per year (in both absolute terms and % of circulating supply)?

Without these details, it is difficult to evaluate the real impact on MNT token value.

Can we hear about how the 30K ETH is going towards the recovery if it’s in a segregated wallet controlled by Mantle? How does it go to users of the shortfall?